DigiAccept is a fully digitized and automated credit approval process for lease and finance applications. Customers share their data via DigiD (source data) and their banking app (PSDII, open banking data). Using this data, a fully automatic review takes place using preset assessment rules. If the assessment is positive, customers can immediately sign their contract digitally. For leasing and finance companies, this means a scalable, cost-efficient process that significantly increases conversion rates. This also makes DigiAccept interesting for the mortgage market, rental companies and insurance companies, among others.
DigiAccept is user-friendly and works quickly; the system can fully evaluate a customer within 15 minutes. Also, the system is secure because the data is not stored but transmitted through a highly secure environment. Moreover, it is error-free because the data comes from reliable sources through DigiD and bank records.